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Total Merchant Services

Prohibited Business List

We do not offer merchant accounts to the following businesses.
  • Adult Sexually Oriented Materials:
  • Adult Book Stores
  • Adult Telephone Conversations
  • Companion Services
  • Dating Services
  • Massage Parlors
  • Topless Bars
  • Home Based Parties
  • Air/Water Purification Systems
  • Airlines/Travel Agencies (other than services fees under $50.00)
  • Attorneys/Law Firms engaged principally in the practice of Bankruptcy Law
  • Business/Investment Opportunity
  • Businesses with Door to Door Sales (examples: vacuums)
  • Buying/Shopping Club/Discount Club
  • Cellular/Telephone airtime
  • Charter/Tours
  • Check Cashing Services
  • Collection Agencies/Firms Involved in Recovering Past Due Receivables
  • Computer Bulletin Boards
  • Consulting Firms or Companies Operating for "Get Rich Schemes"
  • Credit Repair/Restoration
  • Cruise Lines
  • Currency Exchanges
  • Direct Outbound Telemarketing
  • Drug Paraphernalia
  • Escort Services
  • Future Services exceeding 1 Year
  • Hair Restoration Products
  • Gambling - Racing, Car, Dog, Horse, Sports
  • Import/Export Businesses
  • Investment Opportunities
  • MOTO/Internet Sales of Firearms, Alcohol, or Tobacco
  • Lead Generator
  • Liquidators - furniture/wholesale
  • Lotteries
  • MLM Business Opportunities/Multi-Level Marketing Distributions
  • Medical Discount Benefit Cards
  • Modeling Agency
  • Mortgage Reduction Services
  • Mortgage/Finance Payments
  • Online Auctions
  • Pharmacies - non face to face transactions
  • Prepaid Telephone Cards
  • Products with Unreasonable Guarantees
  • Psychic Services - retail and moto
  • Pseudo-Pharmaceuticals (Anti-Aging Pills, Sex Nutrients, etc.)
  • Pyramids/Ponzi Schemes
  • Real Estate Wholesale Consultants
  • Auto Rental Business
  • Web Templates
  • Telemarketing Companies with the Following Method of Operation:
  • Free Gift/Prize or Sweepstakes if Product or Services is Purchased
  • Chain Letters
  • Sales of any Product or Services as an Agent for a 3rd Party
  • Sale of any Product or Service that is Prohibited or Restricted
  • Solicitation with Outbound Telephone Calls or Faxes
  • Time Shares
  • Used Car Sales
Merchant Accounts